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Chaitanya offering an opportunity for income generation through two wheeler loans which helps in improving the quality of lives in remote areas.

ಸಾಮಾಜಿಕ ಜಾಗೃತಿ ಕಾರ್ಯಕ್ರಮ Social Awareness Programs on Enrolment and Facilitation of Skill Training

Enrolment and Facilitation of Skill Training

With the goal to increase community awareness about Skill Development Trainings in RUDSETI, RSETI, VSETI & Other training institutions ,collectively we are conducting awareness programs in the villages.These programs are helping us to create good awareness in the rural community.

Ambadagatti Village, Kittur Branch
The program module covers the entire information about residential training's like-Available skill training's, Training period,Stay facility,Food facility,Future support,Bank linkage etc which is provided by the RUDSETI & RSETI . Presently we are connected with RUDSETI-Dharwad, Chitradurga and RSETI Haliyal, Raichur.

Post this program we will distribute training applications to all the participants.These applications will be in local language and helps villagers to select the training in which they are interested.As the trainings are evenly distributed by focussing on male & female beneficiaries.

Presently we have conducted 23 programs from Janaury 2016.Our future focus is to increase these program number to maximum extent to reach large population in the rural.Meanwhile we also interested to work with the training centers which are solely managed by banks like RSET & VSETI Institutions etc.

Beneficiaries of July-September quarter

Si No
Received Training
Training Institution
Training Days
Trainees Feedback
Komal D
RUDSETI, Chitradurga
Am happy with the training, after completion of training I have received certificate & overall I enjoyed the training program. Hope to convert this into a business in future

Am happy with RUDSETI Training, Stay facility & Others, I was knowing basic but this training helped me a lot. After the training am interested to take it further level & want to join advance training in future

Am happy with training. I have received certificate & overall I enjoyed the training program with other members. As I was taking this training for the 1st time and here I end up it with stitching of blowse,Dress etc.

Thanks to Chaitanya for providing an opportunity. I have learnt stitching method during this program. But due to death of my grandfather am unable to complete the entire training program. Hope to join again in future

Am happy with training. I have received certificate & overall I enjoyed the training program with other members. As I was taking this training for the 1st time and here I end up it with stitching of blowse,Dress etc.
Manjula S

I am thankful to Chaitanya for helping me to undergo this training program. I have learnt many things during the training programs like- Yoga, Time management, and working with other members. I have learnt stitching of blowse, Fancy Dress etc.
Jyoti M

Overall the training program was good, I have learnt different types of blowse stitching, dress stitching in this program. Apart from training the institute conducted many activities like- Yoga, Games, Swatch Bharat Abhiyan etc. Am happy participate in these activities too. I thank Chaitanya for providing this learning platform.

Kyadagire Village, Imangala Branch

The skill awareness program was conducted by Chaitanya on 30/08/2016 in Kyadagire Village with support of RUDSETI,Chitradurga. Shri.Basavaraj Director of the RUDSETI been part of  this program. Mr. Shivaraj Branch Manager, Imangala & his team[Chaitanya] actively participated in the success of this program.

Mathodu Village, Hosadurga Branch
The skill awareness program was conducted by Chaitanya on 02/09/2016 in Mathodu Village with support of RUDSETI,Chitradurga. Mrs.Latamani, Training Faculty of RUDSETI been part of  this program. Mr. Rajashekhar, Regional Manager, Hosadurga, Mr. Kalyanaik Branch Manager, Hosadurga & his team[Chaitanya] actively participated in the success of this program.
Tumminakatte Village, Rattihalli Branch
The skill awareness program was conducted by Chaitanya on 22/09/2016 in Tumminakatte Villagewith support of VSETI,Haveri. Mr.Mahantesh, Training Faculty of VSETI been part of  this program. Mr.Lokeshappa Branch Manager, Rattihalli & his team[Chaitanya] actively participated in the success of this program.

Livestock Social Activities

This is an important area of awareness, where we are working past from 4 years. The main motto behind this program is to impart the knowledge in purchasing, care taking, maintenance etc for milch animals for higher productivity through local educational videos.


Camp Venue: Hotyapura

Camp Venue: Mudub Siddapura
Camp Venue : Bannigol

Camp Venue : Nilogal

Program Details

# of Camps
# of Animals Treated
Branch Name
Bannigol Tq:H B Halli
H B Halli
Nilogal Tq:Kustagi
Hotyapura Tq: Honnalli
Mudub Siddapur Tq: Shikaripur
D. Mallapura village
Nilagallu village
Kotabagi village


Livestock Educational Video Part II

Livestock Educational Video Part I

Please visit for full video

Video Show in Ambadagatti Village

Video Show in Kamadolli Village 

ವೃತ್ತಿ ಕೌಶಲ್ಯ ಅಭಿವೃದ್ಧಿ ತರಬೇತಿ Enterprise Development Program

ಚೈತನ್ಯದ ಚಿಲುಮೆ ಉದ್ಯಮದ ಒಲುಮೆ

Making of Tambulam Bags
From September 1st,2016 To October 25th,2016 

Within the last two months of period we have undertaken the project of making Tambulam Bags. The main objective of this project is to identify the basic tailors who are interested to stitch Tambulam Bags & earn minimal wages in their spare time. Initial survey was undertaken for men & women in Hosadurga, Jagalur and Chitradurga area. Finally the project was completed with producing 5000 Tambulam Bags after working with 8 different tailors staying in & around Chitradurga district. This project helped us to create livelihood income especially for Widow, Separated & Divorced women.

ಅರ್ಥಿಕ ಸಾಕ್ಷರತೆ ಹಾಗೂ ಜಾಗೃತಿ ಕಾರ್ಯಕ್ರಮ Financial Literacy And Awareness Program

ನಮ್ಮ ನಡಿಗೆ ಅರ್ಥಿಕ ಸೇರ್ಪಡೆಯ ಕಡೆಗೆ 

ಚೈತನ್ಯ ಸಂಸ್ಥೆಯು ಅರ್ಥಿಕ ಸಾಕ್ಷರತೆ ಕಾರ್ಯಕ್ರಮ ಹಾಗೂ ಇನ್ನಿತರ ಜಾಗೃತಿ  ಕಾರ್ಯಕ್ರಮಗಳನ್ನು ಹಮ್ಮಿಕೊಳ್ಳುವುದರ ಮೂಲಕ ಹಳ್ಳಿಯ ಜನರಲ್ಲಿ ಹಲವಾರು ಮಾಹಿತಿಗಳ ಬಗ್ಗೆ ಅರಿವು ಮೂಡಿಸುತ್ತಿದೆ. ಬ್ಯಾಂಕಿನ ವ್ಯವಹಾರದ ಬಗ್ಗೆ ,ಬ್ಯಾಂಕಿನಲ್ಲಿ ದೊರೆಯುವ ಸರ್ಕಾರದ ಯೋಜನೆಗಳು ಅಂದರೆ ಪ್ರಧಾನ ಮಂತ್ರಿ ಜನಧನ ಯೋಜನೆ, ಪ್ರಧಾನ ಮಂತ್ರಿ ಜೀವನ ಜ್ಯೋತಿ ಭಿಮಾ ಯೋಜನೆ , ಪ್ರಧಾನ ಮಂತ್ರಿ ಸುರಕ್ಷಾ ಭಿಮಾ ಯೋಜನೆ, ಅಟಲ್ ಪಿಂಚಣಿ ಯೋಜನೆ,ಸುಕನ್ಯಾ ಸಮೃದ್ದಿ ಯೋಜನೆ,ಎಲ್. ಪಿ. ಜಿ ಸಬ್ಸಿಡಿ ಇತ್ಯಾದಿ ವಿಷಯಗಳ ಬಗ್ಗೆ ಸಂಪೂರ್ಣ ಮಾಹಿತಿಯನ್ನು ನೀಡುವುದರ ಜೊತೆಗೆ ಜನಧನ ಖಾತೆಯನ್ನು ನಿರ್ವಹಿಸುವ ರೀತಿ ಅದರಿಂದ ಪಡೆಯಬಹುದಾದ ಲಾಭಗಳ ಕುರಿತು ಸಾಕಷ್ಟು ಉಪಯುಕ್ತ ಮಾಹಿತಿಯನ್ನು ಹಳ್ಳಿಯ ಜನರಿಗೆ ಅರ್ಥವಾಗುವ ಭಾಷೆಯಲ್ಲಿ ತಿಳಿಸಿ ಹೇಳುವುದು  ಈ ಕಾರ್ಯಕ್ರಮದ ಮುಖ್ಯ ಉದ್ದೇಶವಾಗಿದೆ. 

Chaitanya started conducting Financial Literacy and Awareness Program in the villages.The core objective of this program is to impart knowledge in villagers about basic banking and available government schemes in the banks like- PMJDY, PMJJBY, PMSBY, APY, SSY, LPG Subsidy etc. With this we are also educating villagers about usage of Jan-Dhan Accounts to obtain its benefits. Conducting these programs in local languages to make understand our villagers.
Sokke Village, Jagalur Branch
The Financial Literacy program was conducted by Chaitanya in Sokke Village on 20/08/2016.Mr. B N Huliraj, FLCC Canara Bank[Amulya],Jagalur and From Chaitanya Mr.Sandeep Adyanthaya, Regional Manager,Jagalur and Mr.Ningaraj Branch Manager of Jagalur & his team been participated in the success of this program
K Bellekatte Village, Bharamasagara Branch
The Financial Literacy program was conducted by Chaitanya in K Bellekatte Village on 29/08/2016.Mr. Rajashekarayya, FLCC Canara Bank[Amulya], Chitradurga and From Chaitanya Mr.Manjunath Branch Manager of Bharamsagara & his team been participated in the success of this program.

Ramagiri Village, Holalkere Branch
The Financial Literacy program was conducted by Chaitanya in Ramagiri Village on 31/08/2016.Miss.Ranjini A R, FLCC Syndicate Bank[Jnana Jyoti],Holalkere and From Chaitanya Mr.Rajashekhar, Regional Manager,Hosadurga and Mr.Manesh Naik,Branch Manager of Holalkere & his team been participated in the success of this program

Uppanayakanahalli , Santebennur Branch
The Financial Literacy program was conducted by Chaitanya in Uppanayakanahalli on 28/09/2016.Mr. B S Angadi, Vijaya Bank,Channagiri and From Chaitanya Mr.Murty Naik Branch Manager of Santebennur & his team been participated in the success of this program

Chikkagondanahalli, Jagalur Branch
Kamadolli Village, Kundagol Branch

Shake off your problems 

Well, this is not only a short story but also something else. Spare some time to read Nilavva’s real life story who shared this with us. Nilavva Yallappa Mutagi, is our customer, aged 48yrs resident of Kamadenu, There are 2 members in the family Nilavva & her granddaughter Kalavati. Nilavva is basically uneducated & married Mr.Yallappa from Belavantara village in early age both were happy with the married life. One bad day when they were working in the farm Nilavva’s leg was bitten by a snake. But poison not affected immediately as Nilavva was 4months pregnant by that time.Nilavva parents took her to Kamadenu for delivery during 6months of her pregnancy & she had given birth to girl baby. When baby was 1 month old Nilavva started facing problem with her leg for snake bite which happened with her months back. Same time her husband married another girl. Nilavva spent nearly 9 years in KMC hospital, Hubli for leg treatment but nothing got solved doctor suggested to cut the leg permanently for which Nilavva was not ready. Slowly her brothers also started neglecting to take further responsibility of her. She came out of the family with her baby & started staying in the village temple for 5months, with the help of villagers’meal she used to run her day today life. By seeing her leg pain villager decided to help her further treatment but the option was again she need to go for artificial leg. 


Nilavva lost hope for living but listening to villagers & doctors she finally operated with artificial leg.Nilavva became bit confident with her leg & thought herself why wasting time in always thinking about my problems? I can also lead my life happily & show my husband that am happier than before. She learnt tailoring & approached NGO for sewing machine, received 30-40 land from govt. With the financial support from govt subsidy & MFI loan she constructed house in half of the site. With the maximum support from Govt,NGO & MFI facilities she was able to manage her family expenses.

After a year’s her daughter got married but due to dowry problem she committed suicide living 3 children(Yallappa 5yrs,Kalavati 2yrs & Nagaraj 6months) when family not ready for these children responsibility Nilavva decided to take Kalvati where her son in-law taken Yallappa's responsibility & Nagaraj(6 month old) baby been adopted by neighbor village high school teacher.

At present Kalavati (14yr) staying with her grandmother(Nilavva) pursuing her high school education with the help Nilavva.Lot more problem in the life brought learning & change in Nilavva life for each step she lost hope but stepped forward always with confident

Today she is live example for a villager (Especially widow, Separated & unmarried women) who is desperate. When we met her she is very active & doing multiple tasks with one artificial leg like tailoring, Baskets weaving, Hand craft (Kasuti), being uneducated she is earning commission by acting as an agent for insurance, earning small amount of money by helping villagers in getting widow/old age pension not only this, with the help of her contacts she is helping villagers hospital assistance (like Where to go, how to go, whom to meet in the hospital) etc.

After receiving benefits from Govt,NGO,MFI, insurance company (Plot, sanitary facility, sewing machine, finance support, mobile phone) she is expecting handicap bike from the people who is really interested into help her for further. This bike will help her in doing activities quickly. She is aiming to construct the house in other half land with the help of govt subsidy or MFI loan in earning further income from letting it for rent.In the age of 48 Nilavva is more interested to take skill based training which will help her to make the products which she can easily combine with her tailoring business to earn some more profit.

Nilavva Mutagi

Flag making activity


This is not a usual article: here the Chaitanya client is only an employee. So the article is about the whole business in general.

Ishwar Itagi, 49 years old, is the owner of this flag making business in the village of Garag. His wife is a teacher while their 3 children are students. 

His family started making flags in the year of 1956 with an initial investment of 65 lacs (6, 5 million rupees), and with the support of the KVIC (Khadi and Village and Industries Commission). 

Early on the activity was restricted to only make ISI (Indian Standard Institution, a quality label) marked flag, or flag clothes. But now the same unit is also making khadi  items such as lungis, hankies, towels etc.

They are the only ones making this activity with 2 units in the Garag village, and they also have other units elsewhere : Tadkod, Khanapur, Kotabagi, etc. 

They have an aim of no profit no loss : the goal is to provide employment opportunities to rural people, local ladies including Chaitanya clients, and make the nominal profit to cover its costs. Not earn more profit. 

His employees are at 99% women.

Production steps

The main raw materials are maida, gum, oil and cotton which are supplied by the KVIC and the Chitradurga labour plant. 

The process starts by converting cotton into thread with handloom machine. Then warping, drying and rewinding. Afterward, they make the bobins , then the doles, and finally do the weaving process.

The working hours are from 8am to 6pm, with a lunch break of 1 to 1,5 hours, and the final products are shipped all over India. 

Economics of the activity

Here are presented the daily material costs for each part of the production process:

a)  Thread making : 5 rupees for 1 bundle of 500 meters, and they use 15 of them daily. 15 members are working on it.
b)    Bobin rewinding : 2.70 per bundle, with 25 bundles. This process is done by 3 persons.  
c)    Bobin making : 1.90 rs per bundle times 70 bundles . 4 villagers are needed for it.
d)   Weaving: 13.5 rs per meter * 10 meters. 40 members are working on that part of the production process. 

Which makes a total cost for the raw materials of 75 + 70.2 + 133 + 135 = 413,2 rupees per day.